If you follow one family in Brampton for a week, you can see how “infrastructure” shapes their quality of life long before anyone ends up in an emergency room. They live in a neighbourhood where car insurance is disproportionately high compared to other parts of the province, regardless of driving history. Owning and operating a vehicle is often out of reach. Public transit is slow, indirect and fragmented, so daily commutes take longer than they should. That eats into time f